From top to bottom, the steps discussed below are the most important things in making sure your home is as safe and as valuable as when you got it. Preserving the structural integrity of your home is the key to protecting the largest investment that most of us will ever make and is, indeed, one of the most important steps that you can take to protect against accidents and dangerous damage. Insuring your home can be a great way of making sure these sorts of issues are taken care of fully, promptly, and without prohibitive expense. Websites like InsuranceQuotes.org can be a huge help in deciding which types of coverage you need and which companies can give you the best deals. In the mean time, make sure you keep up with these issues and you’re well on your way to safety and wealth.
PROTECT THE INTEGRITY OF YOUR ROOF
Even normal weather can damage your roof over the years. If your roofing is 10 years old or more, you should have a roofing contractor examine it for wear and tear or structural damage. Standard asphalt shingles are particularly susceptible to weather damage. If you need to install new roofing, you might consider metal roofing or modified asphalt and shake shingles. Either of these options may actually qualify you for significant discounts in your insurance coverage.
PROPERLY INSTALLED RAIN GUTTERS
While roofing is expensive, rain gutters are a minor investment that help protect your home. Properly installed rain gutters are not just a convenience. They also protect the integrity of other parts of your house, like the roof and the basement.
You should keep in mind that just as important as having a system to get the water from the roof to the ground is where the water is directed after that. Properly designed rain gutter systems will direct water, including melting snow, away from the foundation of your home. Some rain gutter installations do not plan adequately for dispersal of the water away from the foundation. You should give careful thought to this and be sure to discuss the issue in advance with your gutter contractor. In some cases construction may be necessary to adjust the grade of the yard surrounding your home.
If your home is constructed with a crawlspace beneath the floor, you should give serious consideration to contacting a crawlspace expert to analyze the area for moisture levels, mold and pests. Moisture is the greatest enemy of wood and is unfriendly to concrete as well. There are a number of systems available that can help to protect your crawlspace from becoming a swamp or gathering place for damaging insects such as termites. Sealing, ventilation systems or even sump pumps can be utilized to ensure that your home’s living space environment does come to resemble your home’s crawlspace environment.
OBTAIN A HOME INSPECTION
Many of us never engage a home inspector until we are buying or selling a home. Home inspectors are experts in structural integrity. Wise homeowners schedule an inspection every five to ten years the same way that we schedule annual physical checkups with our physician.
Allconnect is a free online resource to review and compare the costs and choices for essential home services, including home utilities, high speed Internet, phone, cable TV, satellite TV, and home security systems.