How Home Security Systems Save Money
Guest post by Madison Parker.
Home security systems keep your family and home safe from would-be intruders. They provide peace of mind, and enhance the value of your home. And with burglaries ever more common, installing a security system is a responsible and intelligent choice. An added bonus: home security systems can save you money.
Insurance
Your home insurance policy cost will very likely be dramatically lowered when you install a home security system. Just by upgrading door locks and utilizing strong deadbolts, your insurance cost will go down. If you install a security monitoring system, rates will be lower still, as your insurance category will be lowered by at least several points.
Insurance companies reward consumers who’ve installed a number of simple items that help to guarantee home security. Insurers look for basic security devices that have been proven to keep homes safe and sound. And should it come time to sell your home, adding a security system will also improve you’re your re-sale cost, another strong saving for you, down the line.
Home security systems that will lower insurance costs and increase home value are not difficult to install and are simple to update if you have an existing system. Home security is a good investment to protect your family and lower costs at the same time. Insurers look for basics like deadbolt locks, secure garages and storage spaces, and systems that monitor not just potential intruders, but that can also monitor and protect homes from fire, carbon monoxide and other toxic leaks, flooding, and extreme temperature fluctuations. After all, each of these dangers can cause extensive and expensive damage to your home.
A full monitoring system should include a security camera, a control panel that links your system to a home monitoring service, and sensors that are activated should an intruder invade. Inexpensive driveway or exterior monitoring systems are also a good idea, both from the perspective of your family’s safety and lowering insurance costs. Insurers will also be pleased by the addition of motion triggered exterior lighting, which is another inexpensive deterrent to crime.
A system that includes the ability to detect fire, floods, and chemical toxicity can today be installed wirelessly, at low cost and small effort to the home owner. Naturally, protecting your home from damage from burst pipes due to temperature fluctuations, or alerting you to chemical exposure saves you money by preventing the actual damages as well as by lowering insurance costs.
Smart Home Green Savings
A new area in which home security systems are offering savings to consumers is through smart home technology. This is a growing market, and essentially such a system combines home security with the ability to control home functions such as lighting, thermostats, and security cameras, remotely.
This type of system will save you money on heating and lighting costs, but only turning on heating or air conditioning when you want it on – as you’re approaching your home, for example. By turning lights on and off remotely, you’ll increase home security and save on your lighting bill. And you can monitor home security video from remote locations too, saving you the time and energy required to check on your house in person if you’re leaving the office and on your way to a social engagement.
While high tech smart technology is the savings wave of the future, installing a security system today will save you money on insurance, prevent expensive potential damages, and get you started with a home that’s “smart” enough to save you money on your electrical bill, too.
Madison Parker is a home security expert whose passion for helping families develop better personal security standards has led to the creation of her blog – Pay a visit to her blog here!
Allconnect is a free online resource to review and compare the costs and choices for essential home services, including home utilities, high speed Internet, phone, cable TV, satellite TV, and home security systems.
